Shurtell Financial Group, WOMC – Shurtell Branch, of Shreve, Ohio offers hundreds of loan products.

Shurtell Financial Group - WOMC, Shurtell Branch - We make the loan process simple and easy.

WOMC, Shurtell Branch - Products

Ohio mortgages, zero down, FHA, VA, RD Conventional…

Due to the hundreds of loan products available today, it is impossible to list every product option on this site. In order to keep your visit more enjoyable and easy to understand, we have listed just a few of our most popular products. Please feel free to call (Link “call” to the “Contact Us” page) our office for complete information about our products. Rates and terms quoted on this website are subject to change.

:: FHA Loan
WOMC – Shurtell Branch, prides itself in it’s knowledgeable staff. WOMC – Shurtell Branch is particularly proud of it’s command of the government sector of financing. While we offer dozens of mortgage products, there are several which we consider our specialty. Among those are FHA Loans. This product is available with 3.5% down payment and allows for higher than usual debt ratios as well as credit latitude.

:: RD Loan
One of WOMC, Shurtell Branch's – most successful products is the Rural Development loan. This loan product allows for a borrower to purchase a home with NO down payment and seller paid closing costs. The program has liberal income limits and allows for homeownership as recent as three years after a bankruptcy. There are a small number of geographical locations that are not eligible for the program due to size of population. Your WOMC – Shurtell Branch mortgage consultant will be able to provide you with additional information.

:: Renovation Products
Need to do repairs? Want to purchase a “fixer upper”?
Our renovation products allow borrowers to make repairs or improvements to their existing property or to property they plan to purchase. The wonderful thing about renovation products is that they allow Western Ohio Mortgage – Shurtell Branch to tap into the home’s “future value”. So if you have been putting off repairs because you have no equity or if the house you want to purchase needs some work, let us show you how to tap into the homes improved value.

:: Reverse Mortgage
Are you a senior age 62 or older? A Reverse Mortgage may be what you are looking for. This is an FHA (Fair Housing Administration) Loan. The lender will pay you, the homeowner, cash while you continue to live in the home. You will continue to retain the title to your home and no one can take the home from you. You may live in the home as long as you wish. There are NO monthly payments, No credit, health, medical or income requirements. The program is based on age, value of the home and the FHA lending limit for your county. There are no prepayment penalties and the mortgage may be paid off at any time. You, as a homeowner, will receive either, a monthly payment, a credit line, lump sum payments or a combination of all three. Repayment is made in one lump sum payment after the death of the remaining spouse or person of the home, transfer of title to another person, sale of the home, or if the homeowner has left the home for 1 year due to medical or mental illness. The heirs have 6-12 months to sell the property, or a family member can refinance the loan themselves and title will be transferred into their name.

:: VA Loan
Another popular WOMC – Shurtell Branch product is through the Veterans Administration. There is NO down payment required with this product. With an experienced VA staff, WOMC – Shurtell Branch can lead the veteran through the entire process, from obtaining a certificate of eligibility as recent as two years after bankruptcy and also gives the veteran both debt and credit latitude.

Of course we also offer a wide variety of conventional products at extremely competitive rates and same day approval

Western Ohio Mortgage Corp. (WOMC) – Shurtell Branch
Mortgages – Purchases – Refinancing
Call the Shreve Team at 330-567-3866 or 877-337-3866